As many seek to capitalize upon the promise of fintech, we, the Fintech Consultancy Group (Fincog), support incumbents, captives and challengers to become digital banking leaders.

With expertise in both established financial services and fintech, we bring a fresh approach to banking across the globe. Covering everything from strategy to implementation, we support you end-to-end, from proposition design and creating the operating model, to IT setup and regulatory licensing.

contact us

Our services

Market Research We help you obtain a market overview, provide insights into the latest trends and assist in identifying commercial opportunities.
Strategy Consulting We develop a strategy tailored to your needs and define actions based on unique insights.
Implementation We implement your strategy and launch your propositions right up to and including the moment of client activation.

Our mission

Fincog is driven to better people’s live by improving the quality, cost, and access to financial services. We believe that neo banks are best poised to make this happen. Fincog strives to shape the future of banking by spreading fintech's potential and ensuring sustainable, profitable business models.

We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in fintech and neo banking.

we work with

Our latest blog articles

How to design the operating model of a digital bank

Operating models are an integral part of every bank’s business and if not properly designed, a bank can suffer critical consequences such as high operational cost, increased time-to-market cycles, elevated compliance risk and slowed decision making. In this blog article, we want to help you better understand how to avoid these pitfalls and show what it takes to design a comprehensive and successful operating model. Read more

IT architecture of a digital bank

Traditionally, banking IT architecture was designed from a product perspective resulting in a product-oriented service approach. However, to be able to deliver a superior customer experience, digital banks ought to take a client-centric approach in designing their IT architecture. In this article, we dive deeper into the technological building blocks of a digital bank and provide you with some of our best practices when designing the IT architecture of your bank. Read more

How to choose the right IT Vendor for your digital bank

IT Vendors and digital solution providers have experienced a growing spur during Covid-19 bringing with them various options and driving countless new banking technology solutions. Along with the growing number of IT providers, banks now have a large pool of solutions to choose from. However, making the right choices is crucial and can ultimately determine the success or failure of the organization. Based on our experience, we have put together the major steps to take when choosing an IT Vendor for your digital bank. Read more