As many seek to capitalize upon the promises of fintech, the Fintech Consultancy Group (Fincog) assists challengers and incumbents in shaping their future using market research, strategy consulting, and guided implementation.

With expertise in both established financial services and fintech, we bring a fresh and impact-driven approach to creating the most relevant and sustainable solutions tailored to our clients across the globe.

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Our services

Market Research We help you obtain a market overview, provide insights into the latest trends and assist in identifying commercial opportunities.
Strategy Consulting We develop a strategy tailored to your needs and define actions based on unique insights.
Implementation We implement your strategy and launch your propositions right up to and including the moment of client activation.

Our mission

Fincog is driven to better people’s live by improving the quality, cost, and access to financial services. We believe that neo banks are best poised to make this happen. Fincog strives to shape the future of banking by spreading fintech's potential and ensuring sustainable, profitable business models.

We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in fintech and neo banking.

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Our latest blog articles

The Rise of Digital SME Lending

Despite being a key operational concern, the largest business segment of the European economy struggles to adequately access financing. Capitalizing on this mismatch, a number of new digital players have stepped up, revamping the lending process to develop accessible propositions that are tailored to SMEs. We take a closer look at these new digital lending propositions as well as the challenges that they must address. Read more

Four Things Incumbents Can Learn From Neobanks

In the last 5 years, we’ve seen the number of digital banks grow at a terrific speed. Their modernized services, unrelenting approach to customer-centricity, and innovative tech stack have taken the banking industry by storm, encouraging the entire industry to rethink how financial services are done. We put together four of the main lessons incumbents can learn from the new digital banks. Read more

How to successfully build a digital bank?

Over the last decade, there has been a rise of digital banks. Nevertheless there are still ample digital banking opportunities in selected niches and geographic markets. The question is then how one could seize this opportunity and successfully launch a digital bank? This whitepaper offers a practical guide to help you from start to finish with hands-on information and takes you through each step of the process. Read more