As many seek to capitalize upon the promises of fintech, the Fintech Consultancy Group (Fincog) assists challengers and incumbents in shaping their future using market research, strategy consulting, and guided implementation.
With expertise in both established financial services and fintech, we bring a fresh and impact-driven approach to creating the most relevant and sustainable solutions tailored to our clients across the globe.contact us
Fincog is driven to better people’s live by improving the quality, cost, and access to financial services. We believe that neo banks are best poised to make this happen. Fincog strives to shape the future of banking by spreading fintech's potential and ensuring sustainable, profitable business models.
We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in fintech and neo banking.
Recent projectsNeo Bank Benchmarking Consumer Finance Market Scan Online Lending Proposition for SMEs Business Proposition for a Neo Bank Constructing a Mobile-Centric Retail Bank Project Management for Neo Bank Implementation
Our latest blog articles
Key success factors for an effective digital transformation
While digital-native challenger banks are increasingly maturing and bigtechs are expanding rapidly into financial services, traditional banks face the risk of slow but steady deterioration of their financial performance. However, with the right strategy, now it is the perfect moment for mid-sized banks to become leaders instead of laggers. Read more
The Wirecard Saga
By now we are certain you’ve seen the many headlines about the Wirecard scandal. Over the years Wirecard had been the rising star of Germany. It had replaced Commerzbank on the Frankfurt stock exchange and, at its peak, Wirecard was valued at over EUR 24 billion. So where did it all go wrong? Read more
Performance of neo banks in times of COVID-19
In recent years, we have witnessed the steady rise of digital challenger banks, also referred to as neo banks. It seemed that the only way was up, but COVID-19 halted the growth. We analysed neo-banks’ performance using our Fincog Challenger Bank Index, across various categories, regions and even for individual neo banks. Read more