As many seek to capitalize upon the promises of fintech, the Fintech Consultancy Group (Fincog) assists challengers and incumbents in shaping their future using market research, strategy consulting, and guided implementation.

With expertise in both established financial services and fintech, we bring a fresh and impact-driven approach to creating the most relevant and sustainable solutions tailored to our clients across the globe.

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Our services

Market Research We help you obtain a market overview, provide insights into the latest trends and assist in identifying commercial opportunities.
Strategy Consulting We develop a strategy tailored to your needs and define actions based on unique insights.
Implementation We implement your strategy and launch your propositions right up to and including the moment of client activation.

Our mission

Fincog is driven to better people’s live by improving the quality, cost, and access to financial services. We believe that neo banks are best poised to make this happen. Fincog strives to shape the future of banking by spreading fintech's potential and ensuring sustainable, profitable business models.

We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in fintech and neo banking.

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Our latest blog articles

Four steps to a successful digital transformation

We have entered a digital era where the pace of technological innovation seems to have become the main driver of change. The current environment forces banks to transform into a flexible, agile organisation, capable of quickly adopting to market developments. How then can banks successfully engage in a digital transformation? In this blog we describe the four steps to follow for a successful digital banking transformation. Read more

Key success factors for an effective digital transformation

While digital-native challenger banks are increasingly maturing and bigtechs are expanding rapidly into financial services, traditional banks face the risk of slow but steady deterioration of their financial performance. However, with the right strategy, now it is the perfect moment for mid-sized banks to become leaders instead of laggers. Read more

The Rise and Fall of Wirecard

By now we are certain you’ve seen the many headlines about the Wirecard scandal. Over the years Wirecard had been the rising star of Germany. It had replaced Commerzbank on the Frankfurt stock exchange and, at its peak, Wirecard was valued at over EUR 24 billion. So where did it all go wrong? Read more

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