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The Fintech Consultancy Group (Fincog) supports clients to become digital banking leaders by capitalizing upon new technology and optimizing operating models that propel the customer experience forward.

With expertise in both established financial services and fintech, we bring a fresh approach to banking across the globe. We support you end-to-end, covering everything from strategy onto design of operations and implementation.

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Our services

Strategy We develop your strategic vision tailored to your needs by building upon our extensive industry expertise.
Operational Excellence We design and optimize your operations across processes, technology and organizational model that enable your vision.
Implementation We deliver your strategic vision by building out your organization and launching your proposition, while maintaining project oversight.

Our mission

Fincog is driven to better people’s lives by improving the quality, cost, and access to financial services. We believe that financial innovation fosters better customer solutions. We strive to shape the future of banking by our objective, expert-driven approach that supports our clients to continuously evolve.

We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in digital banking.

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Our latest blog articles

How banks can weather the storm

The financial sector, particularly banks, is facing challenges due to a combination of events such as economic deterioration, digitalization, and increasing customer demand. Regulators have been raising interest rates to control inflation, which can increase profitability for banks but pose challenges in managing their balance sheets. Banks that fail to adapt may not survive. At Fincog, we understand the pressures that banks face and are here to help navigate these challenges. Read more

Silicon Valley Bank: What Went Wrong and What's Next?

In this blog post we discuss the collapse of SVB, triggered by the news of the bank selling assets at a loss and a $2.25 billion recapitalization and forcing regulators to intervene in order to protect depositors. While we believe the failure of SVB to be an isolated case, it has caused bank stocks to drop heavily across the world, and it is important to closely monitor the developments as there remains much uncertainty across the sector. Fincog is available to help organizations mitigate the impact of these events. Read more

SME Banking & Remittances in Africa

40% of all formal MSMEs in developing countries suffer from unmet financing needs. Despite significant positive developments in recent years regarding digital banking initiatives, a lack of suitable business banking services still poses a great challenge for many entrepreneurs, MSMEs and SMEs across Africa. Learn about some of the existing opportunities for banks and financial institutions in the African market in our newest blog Read more