The Fintech Consultancy Group (Fincog) supports clients to become digital banking leaders by capitalizing upon new technology and optimizing operating models that propel the customer experience forward.
With expertise in both established financial services and fintech, we bring a fresh approach to banking across the globe. We support you end-to-end, covering everything from strategy onto design of operations and implementation.
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Our mission
Fincog is driven to better people’s lives by improving the quality, cost, and access to financial services. We believe that financial innovation fosters better customer solutions. We strive to shape the future of banking by our objective, expert-driven approach that supports our clients to continuously evolve.
We work to truly understand what matters most to our client when shaping solutions that will stand the test of time. Building long-term relationships is important to us, so we focus on the people behind the project. And just as we invest in our clients, we invest in ourselves by continuously advancing our expertise in digital banking.
Recent projects
Online Lending Proposition for SMEs Open Banking Strategy & Proposition Design Digital Bank Operating Model Design Mobile Payments Strategy & Proposition Design Constructing a Mobile-Centric Retail Bank Project Management for Neo Bank Implementation


Our latest blog articles
How banks can weather the storm
The financial sector, particularly banks, is facing challenges due to a combination of events such as economic deterioration, digitalization, and increasing customer demand. Regulators have been raising interest rates to control inflation, which can increase profitability for banks but pose challenges in managing their balance sheets. Banks that fail to adapt may not survive. At Fincog, we understand the pressures that banks face and are here to help navigate these challenges. Read more
Silicon Valley Bank: What Went Wrong and What's Next?
In this blog post we discuss the collapse of SVB, triggered by the news of the bank selling assets at a loss and a $2.25 billion recapitalization and forcing regulators to intervene in order to protect depositors. While we believe the failure of SVB to be an isolated case, it has caused bank stocks to drop heavily across the world, and it is important to closely monitor the developments as there remains much uncertainty across the sector. Fincog is available to help organizations mitigate the impact of these events. Read more
SME Banking & Remittances in Africa
40% of all formal MSMEs in developing countries suffer from unmet financing needs. Despite significant positive developments in recent years regarding digital banking initiatives, a lack of suitable business banking services still poses a great challenge for many entrepreneurs, MSMEs and SMEs across Africa. Learn about some of the existing opportunities for banks and financial institutions in the African market in our newest blog Read more